Over the past 40 years, OUM Chiropractor Program has rapidly becoming the leader in providing professional liability insurance for chiropractors. We will take the time to assess your needs and assist you in choosing the policy coverage that best suits your practice–whether you work full-time or part-time or if you're in a group practice. We insure chiropractors, regardless of their philosophy.
Included in the price of the OUM policy
- Consent to settle and no hammer clause*
- Administrative Defense Coverage (ADC)* – $25,000 limits of liability. Provides coverage for (but not necessarily limited to):
- Actions by state licensing boards
- MCO de-certification or contract terminations
- Actions brought by government payers such as Medicare or Medicaid
- Investigations involving billing and coding practices
- Meaningful Use audits
Benefits
- Chiropractic-specific PACE-approved courses and credits
- Chiropractic-specific risk management materials including:
- Publications designed specifically for chiropractors
- Customizable sample forms available online
- Webinars
- Podcasts
- Discounts based on patient contact hours, claims-free history, leave of absence, new practitioner and semi-retirement
Proven Experience and Strength
- Advisory board comprised of some of the nation’s leading chiropractors
- Responsibly priced
- Proud to be underwritten by ProAssurance companies
*Per state regulations and subject to policy terms. In the event that any of the information presented conflicts with the terms and conditions of any policy of insurance offered by OUM, the terms and conditions of the actual policy will apply.
